Accessible. Affordable.

Affordable Care Act (ACA) Made Simple

Discover how the Affordable Care Act (ACA) provides quality health coverage for individuals and families. With expanded benefits in 2025, you can access essential health services, lower premiums, and financial assistance based on your income.

Affordable. Inclusive.

What is the Affordable Care Act (ACA)?

The Affordable Care Act (ACA), also known as Obamacare, reformed the U.S. healthcare system by making health insurance more accessible and affordable. It ensures that individuals, including those with pre-existing conditions, cannot be denied coverage while offering subsidies to lower insurance costs. With essential health benefits covered, ACA provides a reliable solution for millions of Americans seeking quality healthcare.

Better Coverage, More Access.

Key Benefits of the Affordable Care Act

Expanded Health Coverage

More Americans have access to quality healthcare, including young adults under 26.

Affordable Plans & Subsidies

Lower premiums and financial aid make health insurance more accessible.

Pre-Existing Condition Protection

Insurance can’t be denied due to pre-existing health conditions.

Essential Health Benefits

Covers preventive care, hospital stays, maternity, mental health, and more.

Other Benefits of the Affordable Care Act

No Limits Exist on Health Care

Before the ACA, insurers set coverage limits, leaving chronic patients without care. Now, there are no preset dollar limits on coverage.

More Screenings & Preventive Care Covered Under the ACA

Obamacare expanded coverage for screenings and preventive care, making more services available with low copays or deductibles.

Better Care

Comprehensive Health Coverage

The Affordable Care Act ensures every health plan includes essential benefits, covering a wide range of medical services to keep you and your family protected.

What’s Covered?

Enroll NOW

Enrolling in Obamacare

Obamacare enrollment is open during the annual enrollment period, usually from late fall to early January. During this time, you can sign up for a new plan or make changes to your existing coverage.

If you miss the deadline, you may still qualify for a special enrollment period due to major life changes such as job loss, marriage, childbirth, or relocation. These qualifying events allow you to apply for coverage outside the standard enrollment window.

For those who don’t meet special enrollment criteria, other healthcare programs are available year-round, depending on income and eligibility. Don’t wait—explore your options and get the coverage that fits your needs today!

The American Rescue Plan

Signed into law in March 2021, the American Rescue Plan enhanced the benefits of the Affordable Care Act (ACA) by making health insurance more affordable for millions of Americans.

  • Increased Premium Subsidies – Reduced costs for all income levels.
  • Lower Out-of-Pocket Expenses – More savings on deductibles and copays.
  • Expanded Eligibility – More people now qualify for financial assistance.

These provisions were initially temporary but have been extended, ensuring affordable healthcare remains accessible for more Americans. Take advantage of these benefits and secure better coverage at lower costs today!

Affordable Care Act